INDEPENDENT PORTFOLIO & INVESTMENT REVIEW Unbiased clarity for your financial future.
Are your investments truly aligned with your goals? We provide a professional, fee-only review of your portfolio. We have no products to sell and no assets to manage.
Nearly 20 years of investigating investment complaints
Karen Budden, LL.B, CFA, CFP®, spent nearly two decades with the Ombudsman for Banking Services and Investments (OBSI).
During her tenure, she saw firsthand the mistakes investors make and the unsuitable strategies sometimes recommended by advisors. This unique experience allows her to spot “red flags” and analyze advisor conduct. She offers practical guidance you can actually trust.
It’s helpful to have an advisor who works alongside you.
Many people aren’t sure if their portfolio is structured efficiently or if hidden costs are affecting their returns.
When advice is tied to selling products or managing assets, true objectivity can be hard to find. We offer independent insight to help you feel more informed and confident in your decisions.
Professional insight without the sales pitch.
Comprehensive Analysis
We review holdings across all your accounts, including RRSPs, TFSAs, FHSAs, and non-registered investments. Our goal is to assess your total risk, fees, and performance.
Tailored Recommendations
We provide specific suggestions to optimize your investment mix and reduce unnecessary costs.
Investment Education
We explain exactly what you own in plain language. You will walk away feeling more informed and confident about your financial decisions.
One-on-One Meeting
Every review includes a collaborative discussion focused entirely on your next steps. This can be done in-person here in the County or virtually from the comfort of your home.
A straightforward process.
To begin, we simply need a few years of investment statements and a short meeting to understand your goals.
Our fee structure: This is a fee-based service with no hidden commissions. Pricing is determined upfront based on the size and complexity of your portfolio.